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The Frugal Creditnista

🎉 Welcome to Our Black Friday Blowout Sale!🎉

This year, I’m pulling out all the stops to help you simplify your life, create wealth, and stack your profits so you can build the business and financial foundation you’ve been dreaming about—all at jaw-dropping prices!

Here’s what we’ve got for you:

Wealth on Fire Annual Plan

Get everything you need to master your money, destroy debt, soar your credit scores, and build wealth!

She Stacks Money Vault

The no-fluff, all-action shortcut to streamlined, profitable business strategies delivered monthly!

Three Must-Have Freebies

Your bonus tools for creating abundance, building business credit, and planning your next side hustle!

These deals are only here for a LIMITED TIME, so grab them before they’re gone!

Scroll down to learn more and choose the perfect offer for your goals!

đŸ”„ Your Wealth-Building Blueprint Is Here – Take Charge of Your Finances Today. đŸ”„

( Limited Time Only!)

Buy Now. Pay Over Time!

What if I told you I’ve been exactly where you are?

Not too long ago, I found myself staring at a mountain of financial goals that felt impossible to climb. I was juggling bills, dodging debt collectors, and wondering if I’d ever escape the paycheck-to-paycheck cycle. 

Worse, I kept asking myself: “Is this it? Is this all I’m capable of?”

Then one day (after overcoming cancer and staring at Âœ mil in medical debts), I made a decision—a bold one. 

I stopped waiting for the “right time” to get my money right and took a step toward the life I deserved. 

That step? It’s the foundation of what has now become Wealth on Fire Academy—the exact methods that have changed the lives of hundreds of women just like you.

You don’t need another dead-end financial tip or gimmick. You need a plan. A proven, actionable plan that guides you toward REAL results. 

And guess what? That’s exactly what’s waiting for you inside WOF Academy!

Buy Now. Pay Over Time!

What is Wealth on Fire Academy?

Wealth on Fire Academy (WOF) is your all-inclusive destination for taking control of your finances, mastering your money, destroying debt, soaring your credit, and saving for your future—all while empowering you to create the financial freedom and security you’ve been yearning for.

Here’s a peek into what’s waiting for you inside:

Money Abundance Journal
Boss Up Your Budget Challenge​

Master your money with a budget that works for your goals—and your life! - $199 Included

Destroy Your Debt Workshop
Destroy Your Debt Workshop

Take control of your debt with simple, actionable strategies that deliver results! - $199 Included

Ultimate Credit Masterclass
Ultimate Credit Masterclass

Everything you need to repair, restore, and rebuild your credit scores for good—dispute letters, detailed strategies for every area of your credit report!!  - $499 Included

Claim My Keys
Claim My Keys Homebuying Challenge

Confidently prep, plan, and grab your first set of keys to your new home! - $199 Included

Your 1st Investment Property
How to Purchase Your 1st Investment Property

Step-by-Step guide on how to find, finance, and close on your first investment property!  - $499 Included

Notary Agent Business
How to Start A Notary Agent Business

Gain notary skills so you can turn into a profitable business with simple, actionable steps! - $399 Included

Virtual Assistance Biz
How to Start A Virtual Assistance Business

Monetize your current skills by launching a thriving virtual assistance business! - $399 Included

Boss On Fire
Boss On Fire

Learn how to start and grow your own business! - $499 Included

BONUS: Side Hustle Workshop
BONUS: Side Hustle Workshop

Ready to stack cash outside your 9-to-5? From planning to profits, learn how to build a side hustle that works for your life—and your wallet! - $297 Included

BONUS: Investing in Tax Liens/Deeds
BONUS: Investing in Tax Liens/Deeds

Tap into tax lien investing as a powerful way to build wealth with minimal upfront cash! - $699 Included

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Why is Wealth on Fire Academy a Game-Changer?

Let’s be real: Financial stress is exhausting. It’s not just about the numbers in your bank account—it’s the constant weight on your shoulders, the missed opportunities, and the dreams you’ve set aside. Wealth on Fire Academy is here to change that.

This isn’t just a group of courses—it’s COMMUNITY, STRATEGIES, A MOVEMENT!

Wealth on Fire isn’t just about money—it’s about transformation. Together, we’ll tackle your biggest financial challenges and build the future you deserve.

Buy Now. Pay Over Time!

Why Does WOF Work?

WOF Academy works because it’s designed for real people with real challenges. Our methods are practical, proven, and tailored to help you succeed, no matter where you’re starting from.

Just ask our members:

💬 “Before WOF, I didn’t even know where to start. Now, I’m on track to pay off my credit cards, and I’ve saved $5,000 in just 9 months!” – Cashlynn, Atlanta, GA

💬 “I went from being terrified of buying my first home to closing on it within three months. THANK YOU, Netiva!” – La’Tasha, Chicago, IL

💬 “The Academy program taught me about money and how to change my habits so I can KEEP my money! It changed the way I see myself. I’m confident, focused, and winning.” – Kimberlee, Houston, TX

How Will WOF Transform Your Life?

Imagine waking up without the weight of financial stress.

This isn’t a pipe dream—it’s your future with Wealth on Fire Academy.

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Crush Your Goals

Act Now!

⚠ Black Friday won’t last forever! Don’t wait for the “perfect time.” The time is NOW.

 Click below to claim your Wealth on Fire Academy Annual Plan for just $297. đŸ”„

🕒 Don’t miss this chance.

Buy Now. Pay Over Time!

💰Ready to Stack Your Profits and Simplify Your Business?💰

Unlock My She Stacks Money Vault—Your Shortcut to Simplified, No-Fluff, All-Action Strategies That Drive Results!

What if you didn’t have to sit through hours of fluff to get to the good stuff?

Every year, I work with one hundred women to streamline their businesses so they can increase their profits and create consistent 6-figure+ income. These workshops are packed with actionable strategies that deliver results—but I know not everyone has the time or budget for an intensive program.

I’ve heard your frustrations:

Here’s the truth: You shouldn’t have to pay 5-figures or sift through a gazillion training modules to get to the good stuff.

That’s why I created the She Stacks Money Vault. This is your opportunity to access nearly everything I’ll be teaching, building, and sharing in my live business workshops this year—PLUS exclusive bonuses—without having to invest the hefty 5-figure price tag!

Buy Now. Pay Over Time!

What is She Stacks Money Vault?

The She Stacks Money Vault is your all-access pass to the exact strategies, tools, and resources I’ll be teaching in my business workshops this year—delivered in a way that’s refreshingly simple and designed for quick implementation.

This isn’t about overloading you with more to-do’s. Who needs that, right? I know you have more than enough on your plate!

It’s about giving you the meat—the actionable steps, workflows, and shortcuts that make a real difference in your business.

Here’s what you’ll find inside:

No more trying to keep up with impossible strategies! It’s time to keep things refreshingly simple so you can start stacking your profits!

🔑 One small, actionable step at a time—no more feeling like you have to do it all at once.
🌀 Focus on progress over perfection—because you can have a thriving business without having it all together.

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Take A Sneak Peek Into Your First 6mths Inside the Vault!

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Month 3
Month 4
Month 5
Month 6
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Your Monthly Dose of Business-Boosting Strategies.

Each month, you’ll unlock a fresh batch of resources designed to make your business more efficient, profitable, and easy to manage. Here’s a sneak peek at the key areas we’ll focus on:

Every resource is intentionally structured to give you exactly what you need to take action immediately. No fluff, no filler—just straightforward strategies you can implement right away to move your business forward.

Buy Now. Pay Over Time!

Wealth on fire

How It Works?

The Vault is designed to fit into your busy life seamlessly, giving you exactly what you need each month—without the overwhelm.

You don’t need to block out hours of your day or worry about falling behind! The Vault is here to support your goals at your pace, helping you stay on track and build consistent momentum.

Buy Now. Pay Over Time!

Crush Your Goals

Bonuses You’ll Only Get in the Vault:

The Vault is Perfect for You If...

The Vault is Probably Not for You If...

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Why Act Now?

🚹This price won’t last long! Once Black Friday is gone, so is this price. 

Grab Your Spot in the Vault Now!

💡 Note: When you join now, this price becomes your Forever Price! Even if the price increases next year, your investment will stay locked at just $497 as long as you renew!

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See What Others Are Saying!

“I Have Questions”

We officially start on January 7th, 2025!

In the meantime, you’ll have immediate access to 4 Playbooks, which you’ll receive within 48 hours of joining.

On January 2nd, you'll get an invite to our private Telegram group, along with the deets for your first training and the schedule for our Quarterly Ask Me Anything Session.

Every month, from January to December of 2025, you’ll gain access to a full workshop. Each workshop is designed to focus on one key area of your business, providing actionable steps to simplify your processes and boost your profits. These workshops include short video lessons, templates, checklists, action guides, and playbooks to help you implement what you’ve learned.

You’ll have access to all video trainings for two full years. All downloads (templates, playbooks, checklists, etc.) are yours to keep forever.

The Vault is perfect for service-based and online business owners, including coaches, consultants, creators, and small business owners looking to simplify their processes, grow their audience, and boost their profits.

This offer is for trainings inside the She Stacks Money Vault only. 

Additional training, courses, or products from the She Stacks Money Store or 6-Figure CEO training programs are not included. However, as a Vault member, you’ll receive up to a 50% discount on all additional trainings and courses. 

Please note: This discount does not apply to 1:1 coaching, feedback, or clarity calls.

You can cancel and request a refund if you do so BEFORE the first January 7th, 2025 training. 

However, the cost of the playbooks you receive immediately ($168 total) will be deducted from your refund, as these are yours to keep.

After January 7th, 2025, the Vault investment is non-refundable as you’ll have received access to exclusive content.

This special offer is for individuals who are ready to commit and understand the value of what they’re receiving. 

If you have questions, feel free to contact us at Support@TheFrugalCrediTnista.com before signing up.

All your resources will be available in a secure, easy-to-navigate platform. 

You’ll receive monthly email reminders when new trainings are live, ensuring you never miss a drop. 

You can log in anytime to revisit past lessons or download tools you need.

The She Stacks Money Vault is designed for busy professionals. 

Each monthly training is structured as short, focused lessons you can complete in just a couple of hours. Plus, the tools and templates help you implement without wasting time. You can move at your own pace, so there’s no pressure to keep up.

The Vault isn’t just about learning—it’s about doing. Every workshop is condensed into bite-sized, actionable steps so you can immediately apply what you learn. Plus, you’ll get exclusive tools like AI prompts, checklists, and templates to streamline your process and save time.

While select trainings may be offered individually, they won’t include the bundled simplicity, resources, or bonuses available exclusively in the Vault.

The great thing about the She Stacks Money Vault is that it’s designed to be a bundled offer to deliver maximum value for an affordable price.

We’re here to help! Please email your question to Support@TheFrugalCrediTnista.com, and we’ll get back to you as soon as possible.

👉 This is your chance to simplify, streamline, and stack your profits without overpaying or overthinking. Don’t wait—join the Vault today before the price jumps back to $997!

FREEBIES

Let's Get Acquainted! â˜ș

I’m Netiva “The Frugal CrediTnista” Heard—Wife, Mother, Financial Educator, and Business Strategist, and I’m passionate about helping women and couples transform their finances and build thriving, profitable businesses.

With an MBA in Finance, certifications in both financial and business coaching industries, and years of experience, I draw on my education, professional expertise, and personal journey to empower my clients with the tools and strategies they need to achieve their goals. 

Whether it’s mastering money or scaling a business, my passion lies in helping my clients create a life of financial freedom and limitless possibilities.

As both a business strategist and financial educator, I focus on simplified strategies and scalable solutions that help my clients move from feeling financially limited to financially limitless. 

My goal is to help them create sustainable wealth while achieving balance, well-being, and the freedom to live life on their terms.

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