It's Time to

Boss Up Your Budget!

It's Time to

Boss Up Your Budget!

Two things are important to help you achieve your financial goals:

I'm Going to Help You Crush BOTH!

Kiss All of This Goodbye!

We Don't Have Time for AND of This!

INTRODUCING: My 5-Day 'BOSS UP YOUR BUDGET' Training!

Get Your CFO Hat Ready! This Training Will Change Your Entire Outlook On How You View {And Manage} Your Money!

At one point I was over $500,000 in debt, so TRUST ME when I say that I completely understand how we can get it wrong when it comes to managing our finances and budgeting.

Now that I've destroyed that debt, I'm taking my Prosperity Partners (aka YOU) with me!

Together, my team and I have helped our Prosperity Partners to destroyed over $5M in debt, grow their savings and investments to over $1Mk and soared their credit scores to 700 and above - Now It's Your Turn!

I created this training so that - Together - we can help you break every financial chain keeping you from crushing both your personal and financial goals; and to put you on the path to financial freedom!

If You Are Ready to Claim the Financial Freedom & Peace of Mind that You Desire and Deserve, THEN THIS IS FOR YOU!

YOU’LL LEARN HOW TO:

Identify the real value of your money so you can make more informed decisions that closely align with your beliefs and values.
Easily create a savings plan for emergencies and future goals, such as a home, investment property, vacations, or anything else that you desire.
Create a paycheck plan that guarantees that you never have to worry about NSF charges, overdraft fees, and late payments again.
Set smart and effective money goals that'll help you map out a solid plan, including how much your goals will cost, when you'll hit them, and how much you'll have to save from each paycheck.
Design a budget that works for you and your unique family situation.
Effectively track your expenses and avoid having to always wonder where all your money goes each month.
Plan and pay for irregular and impromptu expenses like birthdays, Christmas, and car maintenance.
Get the answers you need to create the right financial game plan that’ll enable you to be financially free and live the life that you’ve always desired!

Our Prosperity Partners Speak

We’ve already helped over 1000s of our Prosperity Partners to Boss Up Their Budgets! Could You Be Our Next Success Story?

"This week I took time out for me to get a budget envelope book to start my savings challenges fresh. I looked through the site to get to learn where everything is. I got my notes and I’m starting to order my reports, get my stamps and make my budget. Also I called the credit companies to get the statement dates so I can pay them on that date. This group and Netiva’s sessions are inspiring to do better and be BETTER!!!"

― Denise ―

"I felt home buying was daunting and undoable because I had lost my home, divorced, credit had taken a hit etc… in the past. However, Netiva keeps you forward focused as you look at where you were in conjunction with where you want to be. So, she has you examine your credit ( through credit reports), your debt and spending habits ( bank statements, fixed accounts). And, because she teaches you to be thorough and assists you with seeing the big picture in your windshield, while taking a glance at your rearview, I discovered I was actually NOT where I assumed I was! And, she answered our many questions! Loved this! Hope is a beautiful thing!"

― Melanie ―

"Netiva is such a great teacher! I was so overwhelmed with my credit situation and honestly was ignoring it because I didn’t have much income to correct the situation. Now I am feeling confident that I can set a plan to follow and improve my situation. "

― Clarissa Long-Owens ―

"So while everyone else all in love I'm thankful. I am thankful to Netiva Heard for all the guidance and wisdom she provides. In listening to what she has taught my I am almost legit with my budgeting, my credit card amounts have in one case increased 10 times the amount (a shock as I've had the card since 2010 and it was the same amount all that time) I have different types of credit incuding an installment loan, and secured loan (although I'm learning a hard lesson with the interest rate and that Santander is the devil) now and I'm truly being responsible with my financial life. Nothing she can ask for ever it's within my means to do it that I won't do for her. I am forever grateful!!!!"

― T. Lee ―

Are You Ready To:

Spend on purpose and with purpose by creating a mission statement?
Create financial goals that will guide you in all your decision making?
Develop a spending plan that you will stick to, even in the face of temptations?
Define and fine-tune your goals?
Learn more tips and strategies that will help you achieve your financial goals you set for the year?

I’m giving you the strategies and the blueprint, all you have to do is is follow it!

You Have Nothing to Lose and Everything to Gain!

For $0, I’m going to hold you by the hand to teach you exactly what you need to:

Why Wait?

Meet The Frugal CrediTnista...

Netiva “The Frugal CrediTnista” is a Wife, Mother, Financial Empowerment Speaker, Author, Educator, Credit Counselor, Realtor, & ‘Real Life’ Budgeting Enthusiast!

It is her personal mission to Educate, Equip & Empower women & couples across the globe with the solutions they need to confidently & permanently Transform their Finances.

Because of her passion for helping others to accomplish their financial goals, her community has designated her as “The Goal Crusher’s Money & Credit Coach” – she loves it!

Having personally overcome being over a half-million dollars in debt & experiencing the shame of foreclosures, repossession, bankruptcy, tax liens, judgments, & practically every other poor credit rating there is; she can easily relate to those suffering from the stress & embarrassment that debt & poor credit can bring.

Utilizing her education, work history, & personal experiences, Netiva incites others to transition their finances from being financially limited to financially limit-less.

Enroll with us today and let’s get you started on your journey to financial freedom!

Boss Up Your Budget Training - FAQs

Can I really get results in just 5 days?

Yes, we’re going to give you step-by-step instructions and resources that are designed to help you see results in better understanding your money in just 5 days!

When Does the Class Start?

Whenever YOU Want! This is an 'on-demand' training that is available to you 24/7 for as long as you are an active student.

How Will I Know if I'll Like the Class?

Netiva has SEVERAL free trainings inside of her CreditMakesSense.me community, as well as on her YouTube channel, TheFrugalCrediTnista.tv. Check her out there, we know you'll be impressed. A Training with The Frugal CrediTnista is an experience not to be missed! 🙂

If I Am A Credit on Fire Academy Student Can I Access this Training?

Hey Hey Wealth Creator!

All training that you have access to is inside of your Student Dashboard, included this on! So, there's no need to reinvest, you already have access! Don't you just LOVE those #memberperks?!

What is Your Refund Policy?

Learning starts right away! So, due to the digital nature and immediate delivery of course contents, all sales are final. There are no refunds.