The Frugal Creditnista


Budget Mastery

You don't want to miss this opportunity to get burning Budgeting and Finance questions answered for free. Spots are filling up fast!

What You'll Learn

About The Frugal CrediTnista:

As the founder of MNH Financial Services, INC, it is her personal mission to Educate, Equip and Empower women and couples across the globe with the solutions they need to confidently & permanently Transform their finances. Because of her passion for helping her clients, students, and members to accomplish their financial goals, they have designated her as “The Goal Crusher’s Credit Coach”. And she loves it!


"I stumbled across this group when I was at my wits end in the possibility of attaining not only a great credit score but better credit and financial habits. I was paying for credit repair & decided to attempt DIY but wasn’t sure how to start. I found CMS & immersed my free time in learning how to make positive changes in my credit profile."

To my surprise, with the help of Netiva & her group CMS, I was successful in removing a 90 day late payment from my student loan account which I thought was virtually impossible. I scanned my credit reports for errors and stumbled across one. If I hadn’t viewed Netiva’s videos on how to read a credit report I would have never known what to look for.

My favorite part of this group is the constant positivity. Netiva, her partnas & the group members are always there to share their experiences, input and words of encouragement whenever needed.

I actually recently recommended & added my sister to this group. I’d tell anyone that I refer to CMS that if they want to learn better financial & credit habits this is the place to start.

– R. Darby