Every time you apply for credit, your credit information will be checked, and a hard inquiry will be placed on your credit file, whether your are approved or not.
Too many of these inquiries can drop your score and can signal to creditors that you may be heading towards financial hardship.
To many inquiries = too much debt = decreased credit scores.
Who needs that?
Here, I teach you my best tactics for removing 100s of hard Inquiries from my client's credit reports each year!