Ditch The Debt


W/Action Guide

Get Access to My Step-by-Step Strategies to CRUSHING Over $500k in Debt! Learn how to pay off your credit cards, student loans, car loans, and mortgages and take control of your debts in 2024.

Are You Ready to Ditch Debt and Take Control of Your Finances?

It's time to break free! This workshop is a tried-and-true way to get out of debt.

You may have racked up debt over the last couple of years because of the bad economy, and you are not sure how to best pay it off.
Debt free isn’t just a dream!
This workshop is all you need to learn how to ditch debt and embrace financial freedom!
In addition to showing you how to get out of debt step by step, I will also answer some of the most common questions people have when I help them make a plan.
If you’re lying awake at night worrying about your debt, this is the opportunity you need to start living the debt-free dream.

Here’s What You’ll Learn

Ditch the complexity! This workshop breaks down getting out of debt with clear-cut strategies you can use today.

Here’s what our Prosperity Partners Are Saying

Learn How to Create Your Custom Debt Payoff Plan

Feeling Weighed Down By Bills? Student Loans Stressing You Out?

Ever wonder if your credit card debt will magically disappear? (💡Spoiler alert: it probably won't.)

We've all been there.
This Workshop is Your SOLUTION!
Say goodbye to confusion! I'll show you exactly which debts to tackle first. I'll also help you find the perfect strategy to demolish yours!
Get hands-on experience in prioritizing your debts and customizing a plan that works best for you!
No more wondering "when will this end?". This workshop will give you a clear roadmap to financial freedom.
And as always, I don't just deliver - I OVER-deliver.

Meet The Frugal CrediTnista...

Netiva “The Frugal CrediTnista” Heard is a Wife, Mother, Financial Empowerment Speaker, Author, Educator, Credit Counselor, Realtor, and ‘Real Life’ Budgeting Enthusiast!

It is her personal mission to Educate, Equip and Empower women and couples across the globe with the solutions they need to confidently & permanently Transform their finances.

Because of her passion for helping her clients, students, and members to accomplish their financial goals, they have designated her as “The Goal Crusher’s Credit Coach”. And she loves it!

With an MBA in Finance and certifications in the real estate and financial industry; Netiva has utilized her education, work history, and personal experiences to incite others to transition their finances from being financially limited to financially limit-less.


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