Ditch The Debt

WORKSHOP

W/Action Guide

Get Access to My Step-by-Step Strategies to CRUSHING Over $500k in Debt! Learn how to pay off your credit cards, student loans, car loans, and mortgages and take control of your debts in 2024.

Are You Ready to Ditch Debt and Take Control of Your Finances?

It's time to break free! This workshop is a tried-and-true way to get out of debt.

You may have racked up debt over the last couple of years because of the bad economy, and you are not sure how to best pay it off.

Debt free isn’t just a dream!

This workshop is all you need to learn how to ditch debt and embrace financial freedom!

In addition to showing you how to get out of debt step by step, I will also answer some of the most common questions people have when I help them make a plan.

If you’re lying awake at night worrying about your debt, this is the opportunity you need to start living the debt-free dream.

Here’s What You’ll Learn

Unpack and Understand Your Debt: Learn to analyze your debts, understanding the 'why' behind each one, and create a clear picture of your current financial situation
Analyze Your Budget: Find extra money and make each dollar work harder for you so you can accelerate your debt payoff efforts.
Smart Debt Payoff Strategies: Discover the power of the Snowball, Avalanche, Blizzard, Lasso, and MORE! Learn how to choose which debt payoff strategy is right for you.
Sharpen Your Negotiation Skills: Gain the confidence to effectively negotiate with creditors and collection agencies, potentially saving $1000s of dollars,reducing payments or interest rates, and more!
Building and Maintaining Momentum: Develop key strategies to stay motivated in your debt repayment journey and maintain your newfound financial freedom.
Identifying and Managing Spending Triggers: Uncover personal spending triggers and learn practical methods to manage them, developing healthier financial habits

Here’s what our Prosperity Partners Are Saying

"The worksheets! I can't believe how much my mindset has shifted since, the Scarcity vs Abundance exercise was my favorite. I feel like I’m mentally prepared to jump on this road called “success”

― Tamika D. ―

"The workbook was especially helpful in making the concepts tangible and actionable. I've already seen results in some of my personal and financial habits.""The workbook was especially helpful in making the concepts tangible and actionable. I've already seen results in some of my personal and financial habits."

― Michelle T.―

"The gratitude journal has been a game-changer for me. I never realized how much I focus on the negative throughout the day. I realized that my mindset was holding me back."

― Samara L. ―

"The checklist with daily affirming statements is an amazing bonus! I looked in the mirror and repeated them every morning and every night before I went to bed."

― Micaela S. ―

“The entire bundle is worth it! I used everything to the fullest. It has been helping me to develop a prosperity mindset. I’m not 100% there yet, but I’m definitely on my way!”

― Rachel P. ―

Learn How to Create Your Custom Debt Payoff Plan

Feeling Weighed Down By Bills? Student Loans Stressing You Out?

Ever wonder if your credit card debt will magically disappear? (💡Spoiler alert: it probably won't.)

We've all been there.

This Workshop is Your SOLUTION!

Say goodbye to confusion! I'll show you exactly which debts to tackle first. I'll also help you find the perfect strategy to demolish yours!

Get hands-on experience in prioritizing your debts and customizing a plan that works best for you!

No more wondering "when will this end?". This workshop will give you a clear roadmap to financial freedom.

And as always, I don't just deliver - I OVER-deliver.

Money Boss Bundle:

All INCLUDED!!!

Money Abundance Journal

It's no secret that 'More Money' would solve a lot of our financial problems! But, where do we start? This Planner will give you a step-by-step roadmap of To-Dos over the next 30 days to get your side hustle going strong!

Positive Mindset

This 5 day challenge is your just what you need to begin mastering your money! It is the exact steps I used to go from 6-figures in debt, bankruptcy, under 500 scores to 700 scores and purchasing my next home in chas in just 18 months!
No one is teaching budgeting quite like this - believe me! Get ready to say goodbye to money stress and hello to money confidence!

Vision Board

Vision Board Buide, Workbook & Planner:

A step-by-step 8-module course filled with my best tips, real-life hacks, and actionable strategies broken down into simple, easy to implement steps - Get ready to watch your scores SOAR!

Templates & Dispute Letters Included!

Conquer

Money Boss Budgeting Planner

A step-by-step 8-module course filled with my best tips, real-life hacks, and actionable strategies broken down into simple, easy to implement steps - Get ready to watch your scores SOAR!

Templates & Dispute Letters Included!

Meet The Frugal CrediTnista...

Netiva “The Frugal CrediTnista” Heard is a Wife, Mother, Financial Empowerment Speaker, Author, Educator, Credit Counselor, Realtor, and ‘Real Life’ Budgeting Enthusiast!

It is her personal mission to Educate, Equip and Empower women and couples across the globe with the solutions they need to confidently & permanently Transform their finances.

Because of her passion for helping her clients, students, and members to accomplish their financial goals, they have designated her as “The Goal Crusher’s Credit Coach”. And she loves it!

With an MBA in Finance and certifications in the real estate and financial industry; Netiva has utilized her education, work history, and personal experiences to incite others to transition their finances from being financially limited to financially limit-less.