Live Claim My Keys Challenge - The Frugal Creditnista

Are You Ready to Claim the Keys to Your New Home?

Then My “Claim My Keys” Home Buying Challenge is for You!

In Just 5-Days, I’ll Teach You the Specific, Step-by-Step Actions to Take to Prepare Your Finances for Homeownership!

You’re Just

To Learning Everything You Need to Claim Your Keys!!!

We’re talking credit, budgeting, lender approval guidelines, which loan type works best for you, debt-to-income ratios and more!

Join My

Shorten the Road to Homeownership – TOGETHER - Once and For All

Let’s Break it Down

The Claim My Keys homeownership challenge is unlike any other home buying course you’ve heard of before. We won’t make you sit through yawn-worthy lectures that leave you with more questions than you started off with. No way! Instead, we are inviting you to become a part of an exciting, action-based community of likeminded people who have one goal in common: Claiming their New Home Keys!

I’m talking about a totally transformative experience here – one that CAN and WILL change your life:

Here’s What You’ll Learn in This Home Buying Challenge

Determine whether you’re ready to buy by calculating the total cost of homeownership
Discover what lenders are looking for when approving or denying wide-eyed homebuyers
Understand the red flags (i.e. collections, unpaid public records, late payments) that could DESTROY your chances of claiming your keys…and turn them ALL around!
Understand how the mortgage FICO Score differs from others…and how you can SOAR it fast!
Learn more about the MOST POPULAR Loan Programs' – FHA, Conventional, USDA, VA – approval guidelines, minimum score requirements, and MORE!
Create Your CUSTOM Home Buying Planof Action!
And so. Much. MORE!

Click Here to Register. Don’t Miss This!

The Challenge-Takers Speak

We’ve already helped over 1000s of our Prosperity Partners to Claim the Keys to their New Home!

Could You Be Our Next Success Story?

"If anyone is interested in purchasing a home, but don’t quite have your credit and/or finances in the place they need to be to begin that journey, then I would highly recommend a homeownership course offered by Netiva Heard. Her course and other services she offers will walk you through the steps you need to take to get your financial mind right for homeownership. I’ve taken a couple of courses she’s offered on budgeting and credit, and I can attest she is good! Check her out!"

― Ivy M. ―

"I am a single parent of two differently-abled children. I also help out my retired parents and assist my nieces and nephews with their children. Financially, I was doling out money to everyone. That quickly changed. I am now happy to say I have moved from fair ot good credit - 660. I have paid off two major credit cards, I am at 30% utilization. I am now in the process of purchasing a new home! You have really helped me. I now have an emergency savings that I am building. I want to thank you for all of the information! "

― Gabriella S. ―

Alright Family. 3 days ago I bought a house! I want to thank everyone and especially Netiva Heard for the amazing guidance. Man, when I tell you these lenders are SHOOK about giving home loans due to COVID. I also had to up my mortgage score even more at the last second to avoid paying a massive “COVID makes us uneasy so we charging to hand out loans” fee. It was worth it. Praise God. #ClaimedMyKeys!!!

― Tiffany J. ―

Why Me?

As a Realtor since 2004, I've helped 1,000s to Claim the Keys to their New Homes by breaking down the barriers separating them from their homeownership dreams. My mission is to break down the traditionally-complex steps of the homebuying process, so you can cut through the noise and Claim the Keys to Your Dream Home!

I am hellbent on kicking wealth statistics to the curb and transforming the faces of homeownership in our communities. WE CAN and WILL do ANYTHING we set our hearts and minds to - we just need to be educated on ho to do so (smack that button below):

BUT WAIT, THERE’S MORE!

When you sign up for the challenge right now, you won’t ONLY get my comprehensive workbook that summarizes and deep-dives into every day of the challenge. You’ll also unlock a Q&A session with a Realtor, Loan Officer, and NACA budgeting home buyer!

We’re Rewriting History.

We’re arming OURSELVES with the advantage we need to override adversity and leave the naysayers quivering in our wake. Are you with me? All you need to do to enroll in the challenge is hit that big ol’ red button below. Just share a few basic details, opt-in for text alerts, and you’re in – and 100% FREE at that!

How The Live Claim My Keys Challenge Works

After enrolling, you’ll get access to a private, online community where I'll personally lead a daily challenge full of insight and strategies that I've learned over the years, starting on Monday, June 5th, 2023 at 12p Eastern Time.

Each day, there will be Homework Assignments for you to complete take that are designed to drive immediate results into your business. I can't wait to share them with you!

Let's Get Started!

Click Here to Register. Don’t Miss This!

We’ve already helped over 200,000 people reach FICO scores of 700+.
Could You Be the Next Success Story?

"I have accomplished my first audacious goal for year! Which was to purchase my first home by the end of the summer. I closed on my house in August!! Thanks be to God!! this group, Netiva, and NACA! It wasn't easy, but If you want something, you have to fight for it! "
― Alicia S. ―

"One of my biggest fears was having to face and tackle everything at once. I had to accept that it couldn’t and wouldn’t be fixed overnight. When I joined the community, I was able to ask questions, get ideas and encouragement from others. We set our ‘set it and forget it’ bill paying budget. We watched the score inch up more and more each month. We bought a new home! Because of our good credit and everything we learned from Netiva, underwriting was a breeze. Even our loan processor commented how we had our stuff together and this was one of the easiest loans she has done. Netiva had us prepared to the T! Just do the work no matter how daunting it may seem, it’s worth it, you are worth it, and your family is worth it."
― Makeva P. ―

"I got my mortgage qualification today and just want to say thank you for the homebuying challenge and for all the knowledge everyone shares!" #ClaimedMyKeys!
― Joann S. ―

"Netiva's credit and home buying classes are excellent! I have now closed on my home in July. I learned so much from those classes! #ClaimedMyKeys"
― Michele B. ―

"The road to homeownership is far from straight. In fact, it’s more like a twisting, turning obstacle course filled with hundreds of hurdles that can seemingly do everything possible to keep you from achieving your dream of homeownership goals. The good news is that it DOESN’T have to be this way. The DREAM of homeownership is 100% possible for YOU. And I’m going to make sure you have everything to get you there! But first… you gotta enroll!"

Enroll Now!

Meet The Frugal CrediTnista...

Netiva “The Frugal CrediTnista” Heard is a Wife, Mother, Financial Empowerment Speaker, Author, Educator, Credit Counselor, Realtor, and ‘Real Life’ Budgeting Enthusiast!
As the founder of MNH Financial Services, LLC, it is her personal mission to Educate, Equip and Empower women and couples across the globe with the solutions they need to confidently & permanently Transform their finances. Because of her passion for helping her clients, students, and members to accomplish their financial goals, they have designated her as “The Goal Crusher’s Credit Coach”. And she loves it!
Having personally overcome being over a half-million dollars in debt & experiencing the shame of foreclosures, repossession, bankruptcy, tax liens, judgments, and practically every other poor credit rating there is; she can easily relate to those suffering from the stress and embarrassment that debt and poor credit can bring.
With an MBA in Finance and certifications in the real estate and financial industry; Netiva has utilized her education, work history, and personal experiences to incite others to transition their finances from being financially limited to financially limit-less.

Enroll with us today and let’s get you started on your journey to financial freedom

Live Claim My Keys Challenge - FAQs

Can I really get results in just 5 days?

Yes, we’re going to give you step-by-step instructions and resources that are designed to help you see results in better understanding your credit in just 5 days.

Is this challenge really free?

Yes, the challenge is totally free. You’ll only have to invest your time and I guarantee that this will be the best investment you will make in yourself all year.

Is this a live or pre-recorded daily challenge training?

Netiva will personally lead each daily lesson for the challenge live. You will be able to join the daily challenge in our private online community, CreditMakesSense.me.

What if I can’t attend the live sessions?

Replays for the daily challenge lessons will be available online on our Challenge Resource Page for 24hrs after the Live Lesson has concluded.
So if you can’t make the live challenge, join anyway and schedule some time to take the sessions each day.

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