Are You Ready to Claim the Keys to Your New Home?

Then My “Claim My Keys” Home Buying Challenge is for You!

In Just 5-Days, I’ll Teach You the Specific, Step-by-Step Actions to Take to Prepare Your Finances for Homeownership!
You’re Just

To Learning Everything You Need to Claim Your Keys!!!

We’re talking credit, budgeting, lender approval guidelines, which loan type works best for you, debt-to-income ratios and more!

Join My

Shorten the Road to Homeownership – TOGETHER - Once and For All

Let’s Break it Down

The Claim My Keys homeownership challenge is unlike any other home buying course you’ve heard of before. We won’t make you sit through yawn-worthy lectures that leave you with more questions than you started off with. No way! Instead, we are inviting you to become a part of an exciting, action-based community of likeminded people who have one goal in common: Claiming their New Home Keys!

I’m talking about a totally transformative experience here – one that CAN and WILL change your life:

Here’s What You’ll Learn in This Home Buying Challenge

Click Here to Register. Don’t Miss This!

The Challenge-Takers Speak

We’ve already helped over 1000s of our Prosperity Partners to Claim the Keys to their New Home!

Could You Be Our Next Success Story?

Why Me?

As a Realtor since 2004, I've helped 1,000s to Claim the Keys to their New Homes by breaking down the barriers separating them from their homeownership dreams. My mission is to break down the traditionally-complex steps of the homebuying process, so you can cut through the noise and Claim the Keys to Your Dream Home!

I am hellbent on kicking wealth statistics to the curb and transforming the faces of homeownership in our communities. WE CAN and WILL do ANYTHING we set our hearts and minds to - we just need to be educated on ho to do so (smack that button below):


When you sign up for the challenge right now, you won’t ONLY get my comprehensive workbook that summarizes and deep-dives into every day of the challenge. You’ll also unlock a Q&A session with a Realtor, Loan Officer, and NACA budgeting home buyer!
We’re Rewriting History.
We’re arming OURSELVES with the advantage we need to override adversity and leave the naysayers quivering in our wake. Are you with me? All you need to do to enroll in the challenge is hit that big ol’ red button below. Just share a few basic details, opt-in for text alerts, and you’re in – and 100% FREE at that!

How The Live Claim My Keys Challenge Works

After enrolling, you’ll get access to a private, online community where I'll personally lead a daily challenge full of insight and strategies that I've learned over the years, starting on Monday, June 5th, 2023 at 12p Eastern Time.

Each day, there will be Homework Assignments for you to complete take that are designed to drive immediate results into your business. I can't wait to share them with you!

Click Here to Register. Don’t Miss This!

We’ve already helped over 200,000 people reach FICO scores of 700+.
Could You Be the Next Success Story?

"The road to homeownership is far from straight. In fact, it’s more like a twisting, turning obstacle course filled with hundreds of hurdles that can seemingly do everything possible to keep you from achieving your dream of homeownership goals. The good news is that it DOESN’T have to be this way. The DREAM of homeownership is 100% possible for YOU. And I’m going to make sure you have everything to get you there! But first… you gotta enroll!"

Meet The Frugal CrediTnista...

Netiva “The Frugal CrediTnista” Heard is a Wife, Mother, Financial Empowerment Speaker, Author, Educator, Credit Counselor, Realtor, and ‘Real Life’ Budgeting Enthusiast!

As the founder of MNH Financial Services, LLC, it is her personal mission to Educate, Equip and Empower women and couples across the globe with the solutions they need to confidently & permanently Transform their finances. Because of her passion for helping her clients, students, and members to accomplish their financial goals, they have designated her as “The Goal Crusher’s Credit Coach”. And she loves it!  

Having personally overcome being over a half-million dollars in debt & experiencing the shame of foreclosures, repossession, bankruptcy, tax liens, judgments, and practically every other poor credit rating there is; she can easily relate to those suffering from the stress and embarrassment that debt and poor credit can bring.

With an MBA in Finance and certifications in the real estate and financial industry; Netiva has utilized her education, work history, and personal experiences to incite others to transition their finances from being financially limited to financially limit-less.

Enroll with us today and let’s get you started on your journey to financial freedom

Live Claim My Keys Challenge - FAQs

Can I really get results in just 5 days?
Yes, we’re going to give you step-by-step instructions and resources that are designed to help you see results in better understanding your credit in just 5 days.
Is this challenge really free?
Yes, the challenge is totally free. You’ll only have to invest your time and I guarantee that this will be the best investment you will make in yourself all year.
Is this a live or pre-recorded daily challenge training?
Netiva will personally lead each daily lesson for the challenge live. You will be able to join the daily challenge in our private online community, CreditMakesSense.me.
What if I can’t attend the live sessions?

Replays for the daily challenge lessons will be available online on our Challenge Resource Page for 24hrs after the Live Lesson has concluded.

So if you can’t make the live challenge, join anyway and schedule some time to take the sessions each day.

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