Grab your FREE
CREDIT REPAIR KIT
Join Us for an Exciting Journey of Credit Transformation
Say Goodbye to Credit Worries and Overwhelm
Learn from Personal Experience - It's Possible!
Right now I’m sitting smack dab in the lower 800s. Not bad, huh?
I shared this to show that
1. It’s Possible!
2. It takes time.
At this score range, I'm able to command the best rates and terms no matter what type of funding I desire.
I want the same for you.
Making the decision to improve your credit scores is one of the best financial moves you can make to build a solid and promising future for yourself.
It’s an important part of the wealth-building process, the retirement planning process, and your overall financial success!
Ready to get started? Great! Review the services that I have crafted just for you below, and let's get started on this financial transformation together!
Meet The Frugal CrediTnista...
Netiva “The Frugal CrediTnista” Heard is a Wife, Mother, Financial Empowerment Speaker, Author, Educator, Credit Counselor, Realtor, and ‘Real Life’ Budgeting Enthusiast!
As the founder of MNH Financial Services, LLC, it is her personal mission to Educate, Equip and Empower women and couples across the globe with the solutions they need to confidently & permanently Transform their finances. Because of her passion for helping her clients, students, and members to accomplish their financial goals, they have designated her as “The Goal Crusher’s Credit Coach”. And she loves it!
Having personally overcome being over a half-million dollars in debt & experiencing the shame of foreclosures, repossession, bankruptcy, tax liens, judgments, and practically every other poor credit rating there is; she can easily relate to those suffering from the stress and embarrassment that debt and poor credit can bring.
With an MBA in Finance and certifications in the real estate and financial industry; Netiva has utilized her education, work history, and personal experiences to incite others to transition their finances from being financially limited to financially limit-less.
Enroll with us today and let’s get you started on your journey to financial freedom