Wealth On Fire
Academy
Discover the Only Solution Needed to Unlock the Financial Future You Deserve
On December 19th, 2019, we arrived in our new country with nothing more than a few carry-on bags and checked luggage.
Everything we invested in for the last 10 years was finally coming to fruition.
It was nerves, excitement, and anxiety all wrapped together—it was the pinnacle of all our hard work. I couldn’t believe it.
The road, however, was filled with more than a few potholes along the way.
I’d spent a decade watching House Hunters and living vicariously through other peoples’ YouTube adventures.
All the times I failed to live up to my true potential, I blamed it on all the kinds of ups and downs we can all relate to:
- I had a cancer diagnosis, which led to $500k in medical and credit card debt.
- I succumbed to the ever-dreaded bankruptcy and started from “below scratch”.
- I told myself that my current responsibilities were “too much” to overcome.
- I failed to take progress forward because I didn’t know where to find answers.
- I avoided choosing success because I was too afraid to take hold of my destiny.
And then it happened.
I decided enough was enough, took an honest look at my situation, and took steps to change forever.
I put in the hours, listened to people more knowledgeable than me, and turned it all around by learning how to fix my finances from the ground up by putting all my efforts into becoming a top-tier realtor and financial educator.
First, for myself, and then for everyone else tired of living the day-to-day grind and ready to take charge of their own financial future.
And while evolution started with a dream to create “Empowered Homeowners,”
It quickly led to educating and empowering people to achieve their “Dream Lifestyle”!
I wanted to provide people with the same kind of direction I’d received and give them the freedom that my own mother, grandmother, and great-grandmother were never able to achieve:
- Freedom to live a life that’s fulfilling and exciting.
- Peace of mind knowing you’re going in the right direction.
- Happiness and joy that come with achieving your toughest goals.
- Opportunities to spend more time with friends and family.
- Ability to travel and experience all life has to offer—on your own time.
Almost every powerful woman I’ve ever met spent so much of their “healthy years” putting in work for others, that they failed to realize their own dreams—most often succumbing to illnesses that robbed them of the little time they had left.
It’s time to live out your dreams today and not look back from retirement age at a life spent wasted. It’s time for you to put your dreams first, so you can live the life you desire.
Everyone has a different dream for their life—what does yours look like for you?
- Raising your credit score or living debt free.
- Creating financial stability and security.
- Retiring early and spending more time relaxing.
- Traveling more or enjoying more time with family and friends.
- Buying your dream home or dream car.
- Becoming a multi-millionaire with sustainable success.
Every dream is unique—just like you. And it should be a dream that’s fulfilling, exciting, and meets your expectations for everyday life
If this sounds like something you want for your life, I’m here to tell you it’s easier to achieve that you ever thought possible.
It’s Time to Stop Limiting Your Own Dreams
- Our debt(s) continue to grow.
- Credit scores fail to meet our financial needs.
- Living paycheck to paycheck has caught up to us.
- Goals and dreams seem further and further away.
- We rationalize and accept our current lifestyle—even though we hate it.
Stressing Over Finances Does Not Have to Be the New Normal You Can Have the Financial Future You Desire!
Especially if they aren’t telling you something you don’t know or giving you the tools to get there yourself.
- How and where do I start?
- What are the tools I need to be successful?
- Can I really create sustainable progress?
As A Student, You Will:
- Gain clarity and confidence about achieving your goals.
- Learn real strategies for managing and saving money.
- Can I really create sustainable progress?
- Create a path to building an exceptional credit rating.
- Destroy debt and eliminate negative financial excess.
- Multiple your savings and build a sustainable future.
- Build a rock-solid financial foundation you can trust in.
- And so much more!
Wealth On Fire Academy gives you the financial guidance, support, and knowledge needed to completely change your relationship with money for good!
Leverage My Step-by-Step Guide to Creating Wealth Consistency
Leave Behind the Past
Learn to Embrace the Future
- Lack of Clear Focus & Strategy
- Overwhelmed by Financial Obligations
- Inconsistent Money Habits
- Failure to Hit Goals or Expectations
- Disappointment in Current Efforts
- Create Financial Strategies that Work
- Build Stress-Relieving Money System
- Change Your Financial Mindset
- Leave Behind Self-Limiting Behaviors
- Crush Goals Consistently
Leverage My Step-by-Step Guide to Creating Wealth Consistency
Leave Behind the Past
- Lack of Clear Focus & Strategy
- Overwhelmed by Financial Obligations
- Inconsistent Money Habits
- Failure to Hit Goals or Expectations
- Disappointment in Current Efforts
Learn to Embrace the Future
- Create Financial Strategies that Work
- Build Stress-Relieving Money Systems
- Change Your Financial Mindset
- Leave Behind Self-Limiting Behaviors
- Crush Goals Consistently
Introducing Wealth on Fire Academy
Elevate Your Wealth-Creating Mindset
Master Your Money
Destroy Your Debt
Accelerate Your Savings
Soar Your Credit Scores
Leverage Your Finances to Create Wealth
Here’s What’s Waiting for You Inside Wealth on Fire Academy
- A thriving, like-minded community of wealth creators committed to learning and growing their businesses just like you.
- Live community support calls, challenges, expert trainings, and co-working sessions so we learn and hold each other accountable and get more done in less time
- Step-by-step 90-day success paths that guide you in achieving quick, financial wins in a simple-to-understand, actionable direction that fits your current lifestyle.
- Access to exclusive masterclasses, workshops, and end-to-end training on how to level up various areas of your finances
- Accountability partners around the country are all actively working on crushing their financial goals and driving you to achieve your own.
- And other focused collaborations and efforts built to raise us all up—collectively!
Avoid the Idea that It’s All Just Too Hard to Do
Benefits of Being A “Wealth Creator” in the Academy Include:
- Monthly Saving Challenges
- Wealth Creators' Toolbox
- Live Monthly Support Calls - Mindset, Money, Credit
- Exclusive Group Trainings
- On Demand Goal-Crushing Masterclasses
- Wealth-Building Expert Live Sessions
- Virtual CoWorking & Accountability Sessions
- And MORE!
It’s Time to Take Hold of Your Success.
Choose Wealth on Fire Academy and Chart Your Own Path!
Everything you want out of life is within reach—you just have to grab it.
Meet the Woman Behind Wealth on Fire Academy
I’m Netiva “The Frugal CrediTnista” Heard, a wife, mother, financial educator, business coach, credit expert, goal crusher, and real-life budgeting enthusiast.
As someone who has personally experienced being in six-figures worth of debt, foreclosures, repossession, bankruptcy, tax liens, judgments, and all the shame, stress, and embarrassment that comes with it all, I know what it’s like to be in a tough financial spot and feel like there’s no light at the end of the tunnel.
I also know what’s really possible with the right mindset, knowledge, and support.
It took my husband and me three years to rebuild our finances, and it was a LOT of work! We now enjoy homes and cards paid off – free and clear, living abroad, and more. Again, it was not easy. There was a lot we had to overcome, but one of the best things we did was work on us – our habis, behaviors and mindset while we educated ourselves about how to better manage and grow our finances together.
I teach others the exact same strategies that we used to transform our finances and crush our goals so that they too can live the life of fulfillment and happiness that they crave.
So, are you ready for a transformation?
Are you ready to master your finances and to feel secure and confident with all your money decisions?
I’m ready to help you, because you deserve it.
Meet the Woman Behind Wealth on Fire Academy
I’m Netiva “The Frugal CrediTnista” Heard, a wife, mother, author, financial educator, business strategist, credit counselor, dream builder, and real-life budgeting enthusiast.
As someone who has personally experienced debt, foreclosure, repossession, bankruptcy, tax liens, judgments, and all the shame that comes with it all, I know what it’s like to be in a tough financial spot and feel like there’s no light at the end of the tunnel.
I also know what it’s like to suffer from the stress and embarrassment debt and poor credit can bring.
That means I also know what’s really possible with the right mindset and the right support.
It took my husband and me three years to build financial security and to purchase our home and cars free and clear. It was not easy. There was a lot we had to overcome, but one of the best things we did was educate ourselves along the way.
That’s why I teach others the exact strategies we used to transform our lives—so they, too, can live a life they deserve.
So, are you ready for a transformation? Are you ready to master your finances and to feel secure and confident with all your money decisions? I’m ready to help you, because you deserve it.
What some of our students have to say about our Academy
We’ve already helped over 1000s of our Prosperity Partners to Soar Their Credit Scores.
Could You Be Our Next Success Story?
Here’s one final thing I want to say.
Imagine how your life would change if you could begin putting your money towards what you want to build each month versus what you have to pay each month.
Imagine how your life would change if you could buy that dream home you’ve always wanted, invest and grow your own business, and purchase real estate property and investments, too.
Imagine how your life would change if you could have financial peace of mind and know that regardless of the future, you have the tools and strategies you need to always feel financially secure.
How would it feel to finally be in control of your finances rather than having them control you?
Get the financial tools, training, and support you need to create and maintain the sustainable financial lifestyle you want.