Learn More - The Frugal CrediTnista - The Frugal Creditnista

Hey, Hey Prosperity Partner!

Welcome!!! I am Netiva, "The Frugal CrediTnista"!

I Educate, Equip, & Empower Prosperity Partners, just like you, to Transform their Finances so that they can CRUSH their Financial Goals!

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NEW! "Late Payments Reporting: Will Paying Off the Card & Closing it Increase My Scores? "

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I am a mother of 2 beautiful black boys. Wife to one fine black man… I love traveling! I’ve been bi-coastal since 2019, calling Chicago, Charlotte, and Merida, MX home.

I LOVE financially empowering others. My mission is to help as many women and families as possible to defy wealth statistics and to transform the faces of ownership in our communities.

I’m a wine-luvin’ foodie! As a cancer survivor, I truly believe in living every millisecond to the fullest. I am a strong believer in financial empowerment through education. I am all about EEET – Educating, Equipping, Empowering & Transforming. I wake up feeling truly blessed to be a blessing to others!