The Frugal Creditnista

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"Dominate My Finances"


I carefully created my “Dominate My Finances!” Toolkit to provide you with the tools, templates, and worksheets so that you can immediately jumpstart your journey to Crushing Your Financial Goals with ease.
From SMART Goal Setting, Money Mastery, to Fixing Your Credit - I’ve got you covered!

We’ve already helped over 200,000 people master their money, destroy their debts, and soar their credit scores. 

Could You Be the Next Success Story?


Your Free "Dominate My Finances" Toolkit Includes:

And, yep; it’s free :). Smack that button below to grab your Toolkit today!

Yes! I Want My Free "Dominate My Finances" Toolkit Now!

Meet The Frugal CrediTnista...

Netiva “The Frugal CrediTnista” Heard is a Wife, Mother, Financial Empowerment Speaker, Author, Educator, Credit Counselor, Realtor, and ‘Real Life’ Budgeting Enthusiast!

It is her personal mission to Educate, Equip and Empower women and couples across the globe with the solutions they need to confidently & permanently Transform their finances.

Because of her passion for helping her clients, students, and members to accomplish their financial goals, they have designated her as “The Goal Crusher’s Credit Coach”. And she loves it!

With an MBA in Finance and certifications in the real estate and financial industry; Netiva has utilized her education, work history, and personal experiences to incite others to transition their finances from being financially limited to financially limit-less.


Enroll with us today and let’s get you started on your journey to financial freedom