“I’ve attempted this “do it on your own” credit repair a few times before and each time hit a brick wall. I’ve also spent money on other classes that were a complete waste. But this time, I know the outcome will be different with the Frugal CrediTnista’s Ultimate Credit Masterclass! I love a good lecture and reference materials for notetaking, and this class is everything! The format fits my learning style to a TEE! I love that I can watch the lesson during the day at my leisure and take notes, review and download the resources, ask questions without feeling judged, and then participate in the Q & A sessions in the evening. If it runs a little late and I can’t take another minute, that’s okay too, because the icing on the cake is that I can go back and re-watch as often as I need to! Not only that, but I now have the resources, which I have saved and I can refer back to later! I look forward to repairing my credit, becoming more disciplined and financially responsible, and coaching my family along the way to rebuilding too!”

“I signed up for this class with the hopes that I would learn the CONFUSING strategies of learning what goes into cleaning up a credit report. Netiva has, " in 3 days, " gone above and beyond to help her clients fully understand the BASICS of credit, which in return, has prepared us understand the more complex strategies we will use, when it ca to fix our credit. There is a lot of material, but the way she delivers it is “SPOT ON” , and everything an individual that knows nothing about credit, needs, to first understand, and second, deliver results. I am 100% satisfied with a class that I have not even completed as yet. That said, I look forward to what’s to come. I am very grateful to be led in her path… Netiva is most definitely a God send!”

“The Ultimate Credit Repair MasterClass was definitely worth the money I paid and then some. For years I have been like an ostrich with my head in the sand about huge student loan debts in collections that are tanking my credit and preventing me from buying a home as well as making it difficult to rent an apartment. Netiva’s 5 day masterclass demystified the process of how credit scores work and provided specific instructions on how to analyze and repair my credit. For the first time in my life I feel like I can take charge of this credit mess. The class comes with clear and easy to understand daily video lessons, live Q&A sessions, assignments and letter templates if you want to go the DIY route. This class is an incredible value and I would definitely recommend this class to my friends and family. Based on the quality of the masterclass and its undeniable value I am on board for other services like a credit repair strategy session or one on one credit repair services. If you are on the fence dont hesitate-investing in yourself, your financial education and your future is always worth it.”

“Thank you for making us feel safe and calming (most) of our irrational fears and trauma. I enjoy feeling more “grown” and in control: my good financial decisions so far have been validated, and I am empowered to handle the tasks before me. I appreciate the behind-the-scenes breakdown of HOW and WHY, and I have a game plan that builds my confidence. Well worth the price, and the ultimate rewards and peace of mind. A modern investment for the Smart Black Woman!”

“Sooooo happy I signed up for this course. I felt like I was “ready”, but didn’t know what to do next. While I was on my way towards soaring my credit I’ve learned during this class that I was about to make several mistakes, I said several. LOL, this course saved me from that! For me, Day 4 & Day 5 hunteee! Yaaassss, I couldn’t wait! Not only does The Frugal Creditnista educate, but she has you APPLY the lessons learned each day in the class. She takes the time to be engaged in the class and answer questions with explanations. The course is going so well i’m signing up for some of the other services she offers. This has been a truly awesome experience. You won’t be disappointed!”

“I was enrolled in The Ultimate Credit Repair Masterclass and it has been a game changer. This program broke down every step that is needed to understand and correct past actions. Along with prerecorded lessons, we were able to have a Q&A every night for hours! I am so ready to tackle the issues that are stopping me from crushing my credit goals! The Frugal Credit CrediTnista is the truth!”