When you’re in the market for a credit card, chances are you don’t give much thought to the time of year — but should you? When getting a new credit card, most of us are thinking of one thing — the stuff we need to
Life is expensive. That was true a few years ago when the economy was booming, and it’s true today while we’re facing record high inflation. When life starts costing more than you expected, having a credit card within arm’s reach can help you keep going.
Everyone makes mistakes. But when that mistake is made by Equifax at the expense of your livelihood, what are your options to make it right? Earlier this month, Equifax announced it had issued the wrong credit scores to millions of American consumers. The company blamed
One of the most common pieces of advice for protecting your credit score is to regularly review your credit report and look for inaccuracies. As many as one-third of Americans have errors on their credit reports. That’s only the beginning of the story, though. Did
The housing market is crazy. Will it get worse before it gets better, or is it finally time for home prices to drop? The housing crisis we had a decade ago is a complete 180 from what we’re seeing now. Low housing inventory coupled with
Think you need to “save up” money to invest? You’re right — and wrong. Investing is the only way to grow your wealth without working extra hours. It’s also the only way to maintain your money’s value over time, depending on how you invest. And
Let’s face it: money management is all about habits! But to form those habits, you need to understand your finances, how to prioritize bills, and where you can cut back on spending. That’s what financial literacy is all about, making money management come as easy
Buying a house is one of the biggest financial decisions you’ll ever make. It can also be game-changing in how you think about money. Getting ready to buy your first home instantly changes your finances. You’re finding ways to save up for a down payment,
There’s more than one type of credit. That’s important to know not just from a borrowing standpoint, but also in terms of your credit score. Part of your FICO credit score is measured based on your credit mix—the different types of credit you have in
Does the credit bureau have it all wrong? Everyone makes mistakes, but when it comes to your credit score and report, those are powerful consequences you shouldn’t have to suffer. That’s why consumers can dispute items on their credit report, and one way to do
