5 Ways to Fatten A Thin Credit Profile

Whether you’re buying a car, taking out a mortgage, or applying for a personal loan, your potential lenders are going to use your creditworthiness to help determine whether you qualify for the loan. Your creditworthiness is a combination of the history of on-time payments, number […]

Buying a Home with a Repossession

When approving applicants for a home loan, mortgage lenders look for borrowers with fair to excellent credit.  Because most borrowers are seeking hundreds of thousands of dollars, the overall belief system is: “If a borrower can’t properly manage smaller debts, why should we trust them […]