Wellness has been on most folks’ minds in the last couple of years. But aside from taking care of yourself physically, you also need to ensure your finances receive the same treatment. If organizing your personal finances is a goal for 2022, we’ve got you
Based on 2018 data compiled by Urban Institute, an estimated 31.6% of Americans with credit files have at least one collections account in their credit reports. Many people will deal with debt collection at some point in their lives, sometimes due to simple misunderstandings or lost invoices,
Got more holiday shopping than your paycheck will allow? Credit cards are a popular option to help Americans afford Christmas. In fact, 40% of Americans will put all or most of their holiday purchases on a credit card this year. And on average, the average
Your credit score plays an important role in everyday life. It determines everything from how much interest you pay on credit cards and loans to whether you even qualify for a loan in the first place. Improving your credit score starts with knowing what your
Side hustle envy is real. You hear about people making more doing Uber and Door Dash than they do at their day jobs. You see artists, service providers, and gig workers adding hundreds or even thousands of dollars a month to their income while also
When you apply for a mortgage, your lender looks at many things: your credit score, credit history, debt-to-income ratio, and proof of income, for example. Your rental history may also impact a lender’s decision, especially with new Fannie Mae guidelines released in September 2021. Under
When you’re chipping away at a mountain of student loan debt, buying a house seems like the last logical move to make. That means adding more debt to your stack, right? What’s more, you might think you won’t qualify for a mortgage when you already
Mortgage interest rates are at an impressively low rate. Is now a good time to refinance your home? Truthfully speaking, it can be! When interest rates drop, refinancing becomes a hot topic for homeowners who are looking to save money and get out of debt
It’s true that money isn’t everything. But when rent is due, your pantry is bare, and your direct deposit hasn’t hit yet, a little extra cash can give you a huge slice of peace of mind. Saving money can make a difference on our personal
It’s widely believed that financial intelligence is, for the most part, hereditary. Think about it: what they don’t teach you in school, you’re left to figure out on your own. Your parents or guardians are most likely your go-to resource, but if their own financial
