“How can I build credit, if I can’t even get a secured credit card!” This is what one of my Prosperity Partners lamented in one of our Q&As. If you’re trying to build or rebuild your credit, one of the most popular recommendations is a
“Help! An Inquiry dropped my Credit Scores over 50 points!” Sound familiar? I actually hear this quite a bit: Inquiries causing a huge drop to a person’s credit scores and now they’re wondering if they should even apply any credit anymore (even though they need
The Affordable Care Act (ACA) is for nonprofit hospitals, which represent the majority of hospitals in the United States. It mandates that nonprofit medical institutions need to have clear, written policies in place to identify patients eligible for financial assistance prior to providing medical care.
Hey Hey! It’s Q & A Time! Our Prosperity Partner’s Question is: I am receiving telephone calls from debt collectors, I register my number for the Do Not Call List and they are still calling. Can I report them for any violations of the DNC
7 Tips to Making Your Credit Great Again for the New Year The New Year is always prefaced with us excitedly mapping out how we’re going to be better, bigger, stronger than the previous year. Our credit is no exception. If Soaring Your Credit Scores
You’ve got a letter demanding payment on an old debt in the mail. This one is different from the other letters, because… it’s from an attorney! There, in big, bold letters are the words “Law Offices!” You’re shaking in your shoes right about now. It’s
Have an unpaid bill in collections? Knowing the steps to take is crucial to avoiding more aggressive collection activities. Here are 7 steps to take when a debt collector contacts you: Step One Don’t Panic! Receiving that letter in the mail or that daunting phone
By now, I’m sure you’ve heard that Equifax had a huge data breach, that affected more than 143 million people. This is huge. This is like 44% of the U.S. population. The breach was discovered on July 29th, but occurred between mid-May and July 29th, 2017.
Despite what some would have you believe, filing bankruptcy isn’t the end of the world. And as far as home ownership is concerned, you will be able to purchase a home well before your bankruptcy falls off your credit report (which can take up to
Improving or fixing your credit scores to purchase a home is usually the first step future homeowners make when preparing for a home loan. There are some mistakes, however, I see all that time that costs them thousands of dollars that could be better utilized
