I get tons of questions on student loan debt and how they impact other areas of our finances, especially when it comes to home buying and credit. Let’s look at some specifics: Student Loan Interest Did you realize that student loan interest rates are […]
Christmas may be the most expensive holiday, but Valentine’s Day isn’t far behind. Consumer reports estimate the average couple spends $143.56 on V-Day activities, gifts, and food. That’s not exactly pocket change for most of us. Here’s the truth: you don’t have to go into […]
The government shutdown is entering uncharted territory. After 30 days and counting, there’s still no inkling as to when federal employees will go back to work with pay. Times like these make it hard to afford daily life, not to mention the devastation it […]
Hint: Your phone could be the golden ticket to a happier new year! All you need are a few money-making apps to help you grow your savings account and pay down your debts. The financial struggle is real. Despite stores offering crazy-good deals, free […]
Are you dreading a holiday hangover full of debt and despair? All your favorite stores and restaurants are having the sales of a lifetime, and it’s easy to get carried away buying for the people you love. But worrying about how to deal with all […]
Being denied for a mortgage can bring your home ownership dreams to a grinding halt. It’s disappointing to first get a denial, and then to deal with the fact that you won’t be able to purchase a home at the moment. So many of my […]
I love the holiday season! The festivities, the lights, how everybody tries to be super nice so that they can get more gifts (nope, you’re not fooling anybody). I’m personally a big fan of the food, hmm hmm good! This truly excites me more […]
Breaking news: there’s a brand new type of credit score that caters to borrowers that don’t have a long credit history. FICO, Finicity, and Experian recently announced the creation of UltraFICO, a brand new system for determining creditworthiness and access credit information. UltraFICO has […]
Data breaches are happening at a record pace, and they show no signs of slowing. Last year alone nearly 1600 breaches were reported, exposing over 179 million records. Over 14 million credit card numbers were compromised, while 158 million social security numbers were exposed. Or […]
I’ve been denied a job based off of the negative information on my credit. Yep, it’s true. I was an independent contractor for a very well-known wealth management firm, and all of their employees had to pass a background and credit check. After passing […]
