Raise your hand if you thought that getting credit as an adult would be easy! With so much bad debt in the U.S., you’d think that just anyone could get their hands on a credit card or a loan. Which is why you might be […]
Anytime you need a loan or a new credit card, your credit score will play a role in how much you can borrow and what it will cost to repay it. Most people know this already, but what you might not have known is that […]
If you’re shopping for an important purchase like a vehicle, you generally take your time and do your research. You get all the details on the vehicle’s fuel efficiency, gas mileage, operating costs, and so on. Credit products and investments have an even greater impact […]
When you’re young, credit cards seem fairly straightforward: the credit card company pays for purchases on your behalf and you pay them back. Then, you start learning more about credit, interest, and other financial ins and outs and you realize that the system is more […]
No one wants to think about money when a loved one passes away; it seems like such a superficial and unimportant topic when your world has been shaken. Still, the fact is that deaths occur every day. You need to understand your role in handling […]
It doesn’t matter whether you make $10,000 per year or $1 million per year — we all go through financial ups and downs. Medical issues, employment gaps, unexpected expenses, and other basic parts of life can get expensive in a hurry. If you’re in a […]
There are two ways that lenders or other parties can inquire: it can be a soft inquiry or a hard inquiry. A hard inquiry is an application for new credit, such as when you apply for a new loan or credit card. A soft inquiry, […]
Do you have no credit or bad credit? Are you looking for ways to increase your score? Becoming an authorized user may help. It shouldn’t replace your own good habits, but it may give your credit score a boost. What is an Authorized User? Authorized […]
FICO is a big name when it comes to credit. The vast majority of lenders will look at your FICO score when determining your credit worthiness. But what exactly is the FICO 10 score and how is it calculated? What you might not have realized […]
President Biden may still be new to his office but he has come in with big dreams for countless aspects of the country. While his COVID-19 strategies have been receiving most of the press time, there are many economical proposals and ideas he has on […]
