Identity theft is a major problem. Reports indicate that roughly 7% of American adults have been victims of identity theft at some point in their lives. In fact, identity theft scams cost Americans over $16.9 billion in 2019. Do you have a similar experience? Identity […]
The US Department of Education did some loan servicing restructuring and Nelnet and Great Lakes weren’t a part of it. As of December, of last year, the Department of Education severed ties with the two servicing companies, but borrowers seem to be paying the price. […]
Recently, Walmart parted ways with Synchrony Bank, the long-time issuer of its store-branded credit cards. This happens with store credit cards ever few years, and each time current cardholders report a decrease in their credit scores. Many are asking “Will the new credit card issuer […]
The pandemic caused more havoc in the world than just a health scare. While it’s definitely scary for anyone, especially those at high-risk, millions of Americans suffer financially because of the virus and not because they got it. The economic shut-down caused more than 33 […]
COVID-19 is turning out to be one of the worst nightmares our world has faced over the past several decades. Recent data indicates that over 2.3 million people across the globe have tested positive for the Coronavirus, with over 164,000 succumbing to the deadly infection. […]
With over millions of Americans in the U.S. who have been infected by COVID-19, and thousands who have lost their lives; small businesses and individual households have been sent into a financial tailspin. A look at the Department of Labor data reveals that unemployment rates […]
Hello Prosperity Partners! (if you’re reading this, that’s you!) It’s been about 2 ½ months since we’ve moved into our new home and I couldn’t be happier ?. If I could pinpoint one thing that helped us upgrade from our 1386sf starter home to our […]
Have you seen a dip in your savings interest rate? Don’t be too surprised: for the first time in over a decade, the Fed cut interest rates by a quarter of a percent, bringing interest rates down to 2.00%-2.25%. The move is good news for […]
Who would have ever thought ‘Credit’ and ‘Gardening’ would have anything in common ?. However, this little strategy took me from the low 700s to the low 800s in a little over a year! This was after having judgements, foreclosures, and a bankruptcy on my […]
Once you find yourself sinking in credit card debt, it can feel impossible to find financially firmer ground. Maybe you were lured by an attractive 0% introductory APR and didn’t realize your “free period” was over. Or maybe you charged more than you meant to […]
