The Frugal Creditnista

The CreditSavvy Entrepreneur:

Building Business Credit

from Scratch Guide

Navigate Business Credit with Clarity & Confidence!

Ever felt like business credit is a secret club you just can't crack? Well, not anymore! The CreditSavvy Entrepreneur: Building Business Credit from Scratch Guide is your all-access pass to understanding and mastering business credit.

What’s Inside?

Spoiler Alert: It’s Awesome!

Your Business Credit Ally

This guide isn’t just a bunch of pages filled with advice… It's about simplifying those overwhelming credit concepts into manageable, actionable steps. We’re talking about protecting your personal assets while boosting your biz’s borrowing power, and more!

Say Goodbye to Credit Confusion and Hello to Credit Clarity!

Ready to build a bulletproof business credit profile? Your business deserves the best chance to thrive. 

And that starts with you being in the driver's seat of your financial journey. “The CreditSavvy Entrepreneur: Building Business Credit from Scratch” is your guide to doing just that!

Meet The Frugal CrediTnista...

Netiva “The Frugal CrediTnista” Heard is a Wife, Mother, Financial Empowerment Speaker, Author, Educator, Credit Counselor, Realtor, and ‘Real Life’ Budgeting Enthusiast!

It is her personal mission to Educate, Equip and Empower women and couples across the globe with the solutions they need to confidently & permanently Transform their finances.

Because of her passion for helping her clients, students, and members to accomplish their financial goals, they have designated her as “The Goal Crusher’s Credit Coach”. And she loves it!

With an MBA in Finance and certifications in the real estate and financial industry; Netiva has utilized her education, work history, and personal experiences to incite others to transition their finances from being financially limited to financially limit-less.


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