The appeal of buy now pay later can't be denied. It can be both a luxury or a crutch. Many economic experts state that consumers today are apart of the “I want it and I want it now!” movement and it's lead us to being over a $733 billion in credit card debt!
Debt prevents our households from growing and our communities from advancing. The decision on whether to use our credit cards should be a well-thought out one, based on
A. Is it an emergency
B. Can I pay it off in 30 days (or at the most 90 days)
If the answer isn't ‘Yes', keep the card in your purse/wallet 😀
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