I receive many emails and DMs from people who have removed a closed account because they believed it was harming their credit scores.
If it's closed and positive, leave it alone. “Positive” means it was closed as paid as agreed, versus a collection, charge-off, or with a balance remaining due.
Positive closed accounts help your payment history and your length of age as long as it is reporting on your credit report. That's 50% of your credit scores!
Leave 'em alone!
Hope this helps!
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