Are you only able to make the minimum payment on your credit card?
I have a few clients in this situation because they are unemployed and on unemployment compensation, on FMLA, or have obtained employment, but at a lower salary.
My advice? Paying on time is a must, so if you're only able to pay the minimum about due, then do so. HOWEVER, look at the amount of interest that accrued that billing period and include that as well!
This way, you'll come at least a little closer to paying off your credit card debt each month.
Every little bit helps 🙂