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The Frugal Creditnista

This 2017 ​​Set ​Yourself ​Up for ​Credit – ​Success​!

Save Money! – The higher the credit score, the lower your monthly payments, the more you can save.

Be Proactive! – Monitor your credit reports often for signs of identity theft and to check for accuracy on your credit report (Do this at least six months before applying for a loan as well).

~ Pay bills on time. That’s 35% of your credit score!
~ Avoid credit inquiries from things like other loan applications, switching mobile providers, etc.
~ Think ASSETS! – Leave liabilities in 2016. Eliminate all unsecured debt and make it a habit not to add on any more.

Follow these tips so your credit can live happily ever after!

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