There’s more than one type of credit. That’s important to know not just from a borrowing standpoint, but also in terms of your credit score. Part of your FICO credit score is measured based on your credit mix—the different types of credit you have in
Does the credit bureau have it all wrong? Everyone makes mistakes, but when it comes to your credit score and report, those are powerful consequences you shouldn’t have to suffer. That’s why consumers can dispute items on their credit report, and one way to do
Will your credit score finally get out from under the crushing weight of medical debt? The future is looking healthy. As of July 1, 2022, some medical debt will no longer appear on your credit report, which may help to improve your credit score. The
You might know very well where your money goes every month. But even the most careful spenders and savers can benefit from budgeting. How do you create a household budget that will help you reach your money goals? I asked the same thing, and my
Financial literacy is a life skill, one that’s best learned at a young age. The sooner you start building good money habits, the better you’ll be at saving, budgeting, getting out of debt, and living a financially sound life. Let’s look at some of the
Life after a Chapter 7 bankruptcy is not as daunting as many would have you think. In fact, most of the negative information out there is spewed by the credit card companies that lose out when you file for bankruptcy protection. The truth is, life
Step by step instructions on how I achieved a 700 credit score in 18 months after filing bankruptcy; and how you can too!
If you’re not a financial pro, trying to decide how and where to manage your money can make your mind feel like it’s spinning. Why are there so many different types of banking accounts, and for that matter, why are there so many different types
Budgeting? Fun? Can you even use those words in the same sentence? It’s an idea that’s just crazy enough to work. Budgeting can be fun if you make it fun. And when it feels less like work, you might even be more inclined to stick
If you have decent credit, your mailbox probably sees a steady flow of offers from credit card providers, with each one promising something or other. Indeed, there are countless credit card options out there, so if you’re looking to expand your credit portfolio with a
