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    • About Netiva ‘The Frugal CrediTnista’
    • Contact Me
    • Success Stories
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    • Credit On Fire Academy
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Nelnet and Great Lakes are Fired – Now What?

The US Department of Education did some loan servicing restructuring and Nelnet and Great Lakes weren’t a part of it. As of December, of last year, the Department of Education severed ties with the two servicing companies, but borrowers seem to be paying the price. […]

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What Federal Rate Cut Means for Your Personal Finances

Have you seen a dip in your savings interest rate? Don’t be too surprised: for the first time in over a decade, the Fed cut interest rates by a quarter of a percent, bringing interest rates down to 2.00%-2.25%.   The move is good news for […]

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Help!  An Inquiry dropped my Credit Scores over 50 points!

“Help!  An Inquiry dropped my Credit Scores over 50 points!” Sound familiar?  I actually hear this quite a bit:  Inquiries causing a huge drop to a person’s credit scores and now they’re wondering if they should even apply any credit anymore (even though they need […]

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My Dispute Was Verified; Now What?

Q & A FRIDAY! Question: I disputed a collection account that is listing the wrong amount. I have proof from a validation letter they gave me what do I do now? Answer: In this case the bureaus and the collection agency are at fault. Where […]

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Searching for A New Credit Card; Understand the Terms (Video)

Rebuilding Credit?  Credit cards are typically one of the first places we start because of how positively our scores can soar with good payment history and usage. Many have expressed frustration with denials, or simply not knowing what is considered a ‘good’ card or a ‘bad’ […]

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My 10 Strategies to Beating Debt Collectors! (Video)

Got Debt Collectors Harassing You? Learn My 10 Proven Strategies for Fighting Back! (Periscope Video) Follow Me on Periscope: @FrglCrediTnsita Need More Info? Grab A Copy of My Book STOP HIDING! 10 Proven Strategies for Facing Debt Collectors Head On!

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Latest Posts

  • A Family Member Opened Credit in My Name: Now What?
  • How to Budget When You’re Behind on Bills
  • Helping Kids Build Credit as an Authorized User
  • Financial Goal Setting for 2021: Your Step by Step Guide
  • How to Make a Debt Reduction Strategy for the New Year
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My Credit on Fire Academy is where you'll learn ALL my trade secrets, tricks, and strategies to Soaring Your Credit Scores to 740 and beyond! I'll teach you what do, how to do it, when to do it and how to get the BEST results!
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My Credit on Fire Academy is where you'll learn ALL my trade secrets, tricks, and strategies to Soaring Your Credit Scores to 740 and beyond! I'll teach you what do, how to do it, when to do it and how to get the BEST results!
Enroll Today!
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