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  • Home
  • About
    • About Netiva ‘The Frugal CrediTnista’
    • Contact Me
    • Success Stories
  • Services
    • Credit Improvement Services
    • Credit On Fire Academy
    • Budgeting Services
    • Hire Me to Speak
  • Blog
  • Freebies
    • Free Resource Center
    • Free Credit Challenge
    • Free Homebuying Challenge
    • Credit Builders + Booster
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why credit score drop after paying off loan
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Why Did My Credit Score Drop When I Paid Off a Loan?

According to the Federal Reserve bank of New York, Americans have a net household debt of over $14 trillion. More than half of the US adults (51%) are reeling under the pressure of debt, per a survey by Bank of America..  If you have debt, […]

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The Truth About the New FICO Resilience Score

The pandemic caused more havoc in the world than just a health scare. While it’s definitely scary for anyone, especially those at high-risk, millions of Americans suffer financially because of the virus and not because they got it. The economic shut-down caused more than 33 […]

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What Federal Rate Cut Means for Your Personal Finances

Have you seen a dip in your savings interest rate? Don’t be too surprised: for the first time in over a decade, the Fed cut interest rates by a quarter of a percent, bringing interest rates down to 2.00%-2.25%.   The move is good news for […]

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Fixing your credit for home ownership
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Fixing Your Credit For Home Ownership

Improving or fixing your credit scores to purchase a home is usually the first step future homeowners make when preparing for a home loan. There are some mistakes, however, I see all that time that costs them thousands of dollars that could be better utilized […]

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Latest Posts

  • A Family Member Opened Credit in My Name: Now What?
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  • Helping Kids Build Credit as an Authorized User
  • Financial Goal Setting for 2021: Your Step by Step Guide
  • How to Make a Debt Reduction Strategy for the New Year
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My Credit on Fire Academy is where you'll learn ALL my trade secrets, tricks, and strategies to Soaring Your Credit Scores to 740 and beyond! I'll teach you what do, how to do it, when to do it and how to get the BEST results!
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My Credit on Fire Academy is where you'll learn ALL my trade secrets, tricks, and strategies to Soaring Your Credit Scores to 740 and beyond! I'll teach you what do, how to do it, when to do it and how to get the BEST results!
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