The Frugal Creditnista

Your Credit Card: Leave Home Without It!

It's not secret that in order to stay out of debt is to stop creating new debt, right?

One trick is to not even tempt yourself by taking a credit card with you when you go to the store, mall, restaurant, etc. Cash and your debit card is just fine. “But I don't want to restrict myself!” Well, you don't want to be in debt either; which one is more important?

Discipline is the secret sauce to financial success.

Hope this helps!

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